Agencies in France are well served by online business accounts. Providers such as Qonto, Revolut Business and Wise Business accept France registered agencies, with team cards, multi currency and accounting exports. Traditional banks also offer agency accounts with branch support and lending.
Suits Agencies best
Depends on needs. Qonto suits teams that want shared cards and accounting exports, while Wise Business and Revolut Business suit agencies billing or paying abroad.
Typical monthly fee
EUR 0 to about EUR 40 a month depending on plan, as of 15 January 2026.
Non resident position
Possible with full checks. Most online providers need a France or EEA registered business and a local address. Unclear cases, verify with the provider.
Providers that fit
Several. At least five providers accept this profile in France.
Fees and features as of 15 January 2026Last reviewed 15 January 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Creative, marketing and communication agencies in France usually need a business account with shared cards and spend controls for the team, clean invoicing, and multi currency support for overseas clients and freelancers. Qonto, Revolut Business and Wise Business are common online choices, while BNP Paribas, Société Générale and other traditional banks suit agencies that want branch support or lending. Fees and features below are shown as of 15 January 2026, so confirm current terms with the provider.
What Agencies in France need from a business account
Agencies bill clients on projects, run a team, and often work with clients or freelancers abroad. The features that matter most are shared cards with spend limits, accounting and bookkeeping exports, multi currency accounts to reduce conversion costs, and tidy records for invoicing and reconciliation. Cash handling is rarely a priority, which is why online providers fit many agencies, though traditional banks remain useful where lending or branch services are needed.
Q
Qonto
French provider built for companies and freelancers, with invoicing, accounting exports and capital deposit. Limited cash handling.
It depends on how your agency works. Qonto is built around teams with shared cards and accounting exports, Revolut Business adds multi currency and expense tools, and Wise Business helps pay overseas freelancers at the mid market rate. Compare the features your agency uses and verify current terms with the provider. This is general information, not advice.
Can an agency get team cards with spend limits?
Yes. Providers such as Qonto and Revolut Business offer additional cards with per card spend limits and approval controls, usually on paid plans. The number of free cards and the cost of extra cards vary by plan, so check the current pricing with the provider.
Do these accounts handle foreign currency for overseas clients?
Yes. Wise Business and Revolut Business hold and convert multiple currencies, which suits agencies billing or paying abroad. Conversion costs and the included allowances differ by provider and plan. Verify the current foreign exchange terms with the provider before applying.
Can an agency deposit cash with these providers?
Online providers such as Wise Business, Revolut Business and Qonto generally do not accept cash deposits, or limit them. If your agency handles cash, a traditional bank account may fit better. Confirm cash handling rules with the provider, since policies change.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 15 January 2026. Confirm current terms with the provider before applying.