Best business accounts for Importers and Exporters in Denmark
Snapshot
Importers and exporters in Denmark need strong multi currency and international payment support. Wise Business and Revolut Business hold and convert many currencies for paying suppliers and receiving from buyers, while Danske Bank offers trade services, SWIFT payments and lending for larger trade flows. Lunar Business covers the local Danish side with a NemKonto and MobilePay.
Suits Importers and Exporters best
Depends on needs. Wise Business and Revolut Business suit frequent multi currency payments, while Danske Bank suits trade finance and larger flows.
Typical monthly fee
DKK 0 to about DKK 300 a month for online accounts, with bank trade services priced separately, as of 27 April 2026.
Non resident position
Possible with full checks. Danish banks ask for heavy documentation and often Danish residence. Neobanks may accept EEA registered companies. Unclear cases, verify with the provider.
Providers that fit
Several. At least four providers fit this profile in Denmark.
Fees and features as of 27 April 2026Last reviewed 27 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Companies that import or export from Denmark usually want to pay suppliers and receive from buyers in several currencies at a fair rate, send and receive international transfers, and keep clean records for VAT and customs. Wise Business and Revolut Business hold many currencies and convert at competitive rates, while Danske Bank adds trade services, SWIFT and lending for larger flows. Lunar Business covers local Danish payments. Fees and features below are shown as of 27 April 2026, so confirm current terms with the provider.
What Importers and Exporters in Denmark need from a business account
Importers and exporters move money across borders and across currencies, often on tight margins. The features that matter most are multi currency accounts that hold euro, dollars and more, fair conversion rates, fast and trackable international transfers, and, for larger trade, services such as documentary payments and lending. A local Danish account with a NemKonto still helps for domestic costs and VAT. Conversion cost is often the largest factor.
W
Wise Business
Holds and converts many currencies at the mid market rate. Not a NemKonto and limited for local Danish services.
Best for
Paying and receiving in many currencies
Monthly fee
No monthly fee, a one time setup fee about DKK 375
Compare accounts for Importers and Exporters in Denmark
These providers accept Importers and Exporters in Denmark. Fees and eligibility shown as of 27 April 2026. Confirm current terms with the provider before applying.
Questions about banking for Importers and Exporters in Denmark
Which account suits an importer or exporter in Denmark?
It depends on your trade. Wise Business and Revolut Business hold and convert many currencies at competitive rates for paying suppliers and receiving from buyers, while Danske Bank adds trade services and lending for larger flows. Compare conversion costs and trade support and verify current terms with the provider. This is general information, not advice.
How do these accounts reduce currency conversion costs?
Wise Business converts at the mid market rate with a stated fee, and Revolut Business offers allowances for conversion on its plans. Holding a balance in the currency you trade in avoids repeated conversion. Costs and allowances vary by plan, so verify the current foreign exchange terms with the provider.
Can I get trade finance or letters of credit?
Traditional banks such as Danske Bank offer trade services that can include documentary payments and lending, subject to assessment. The main neobanks generally do not provide these. Confirm what trade services are available and the eligibility with the bank before applying.
Do I still need a local Danish account?
A local Danish account with a NemKonto, from Lunar Business or a traditional bank, helps with domestic costs, VAT and MobilePay. Many importers and exporters pair a local account with a multi currency account for cross border flows. Confirm local payment support with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 27 April 2026. Confirm current terms with the provider before applying.