Agencies in Denmark can choose between Danish neobanks and international online accounts. Lunar Business gives a local Danish account with a NemKonto and Danish payments, while Revolut Business and Wise Business suit agencies that bill or pay clients and contractors abroad with multi currency support. Traditional banks such as Danske Bank also offer agency accounts with branch support and lending.
Suits Agencies best
Depends on needs. Lunar Business suits agencies that want a local Danish account, while Revolut Business and Wise Business suit agencies billing or paying abroad.
Typical monthly fee
DKK 0 to about DKK 440 a month depending on provider and plan, as of 20 February 2026.
Non resident position
Possible with full checks. Danish banks ask for heavy documentation and often Danish residence. Neobanks may accept EEA registered companies. Unclear cases, verify with the provider.
Providers that fit
Several. At least four providers fit this profile in Denmark.
Fees and features as of 20 February 2026Last reviewed 20 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Creative, marketing and recruitment agencies in Denmark usually need a business account with shared cards and spend controls for the team, tidy invoicing and VAT records, and multi currency support for overseas clients and contractors. Lunar Business gives a local Danish account with MobilePay, while Revolut Business and Wise Business help agencies that work across currencies. Danske Bank suits agencies that want branch support or lending. Fees and features below are shown as of 20 February 2026, so confirm current terms with the provider.
What Agencies in Denmark need from a business account
Agencies bill clients on projects, run a team, and often work with clients or contractors abroad. The features that matter most are cards with spend limits, accounting and bookkeeping exports, multi currency accounts to reduce conversion costs, and clean records for invoicing and Danish VAT. Cash handling is rarely a priority, which is why online providers fit many agencies, though traditional banks remain useful where lending or branch services are needed.
L
Lunar Business
Danish neobank with a local account, a NemKonto and Danish payments including MobilePay. Limited multi currency.
These providers accept Agencies in Denmark. Fees and eligibility shown as of 20 February 2026. Confirm current terms with the provider before applying.
It depends on how your agency works. Lunar Business gives a local Danish account with a NemKonto and MobilePay, Revolut Business adds multi currency and expense tools, and Wise Business helps pay overseas contractors at the mid market rate. Compare the features your agency uses and verify current terms with the provider. This is general information, not advice.
Can an agency get team cards with spend limits?
Yes. Providers such as Lunar Business and Revolut Business offer additional cards with spend limits and approval controls, usually on paid plans. The number of free cards and the cost of extra cards vary by plan, so check the current pricing with the provider.
Do these accounts handle foreign currency for overseas clients?
Yes. Wise Business and Revolut Business hold and convert several currencies, which suits agencies billing or paying abroad. Conversion costs and included allowances differ by provider and plan. Verify the current foreign exchange terms with the provider before applying.
Does the account work with MobilePay and a NemKonto?
Lunar Business and Danske Bank give a local Danish account that can act as a NemKonto and work with MobilePay. Wise Business is not a NemKonto and is limited for local Danish services. Confirm local payment support with the provider, since policies change.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 February 2026. Confirm current terms with the provider before applying.