Open, at open.money, is an Indian business finance platform that connects existing current accounts into one dashboard and adds invoicing, payments and reconciliation. It is a financial technology platform that works with partner banks, not a bank in its own right.
- Who it suits
- Indian small and medium businesses, startups and freelancers
- Broadly available in
- India
- Headline monthly fee
- Free tier offered, paid plans in Indian rupees, verify current pricing
- Account type
- Business finance and connected banking platform, not a bank
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Open was founded in 2017 and built a business finance platform aimed at small and medium companies, startups and freelancers in India. Rather than holding deposits itself, it sits on top of current accounts from partner banks and pulls them into a single dashboard so a business can see balances, raise invoices, collect and make payments and reconcile transactions in one place. Over time the platform has added finance automation features for receivables, payables and reconciliation. Because Open is a technology layer rather than a licensed bank, the account that holds your money is provided by a partner bank, and the exact setup can change, so confirm the current structure with the provider as of 8 June 2026.
Strengths
Open brings several day to day finance tasks into one place for an Indian business. It supports GST compliant invoicing with built in payment links, payments and payouts to suppliers and staff, expense tracking and automated matching of payments to invoices, which can cut manual reconciliation. Linking more than one current account into a single view can suit a company that already banks with several institutions. These are workflow strengths rather than claims about deposit pricing, which sits with the partner bank.
Limitations
Open serves India only, so it does not help a business that banks outside India as of 8 June 2026. Because it is not a bank, the deposit relationship, protection and account terms come from the partner bank, and you should read those terms separately. Pricing is split across tiers and changes over time, and some automation features sit on paid plans. Confirm the current plan, pricing and partner bank arrangements with the provider before relying on them.
Fees and features
| Monthly fee | Free tier offered, paid plans priced in Indian rupees, confirm current pricing with the provider |
|---|---|
| Transaction fees | Payment and payout charges apply and vary by method, unclear, verify with the provider |
| FX fees | Currency conversion depends on the partner bank, unclear, verify with the provider |
| Minimum deposit | Set by the partner bank, verify with the provider |
| Multi currency | Primarily Indian rupee, verify multi currency support with the provider |
| Integrations | Accounting, tax and payroll tools, plus links to multiple bank accounts |
| Eligibility | Indian registered businesses, startups and freelancers, verify with the provider |
Get started with Open
Open is focused on India. Check the current plans, pricing and partner bank arrangements on the provider site, then confirm the terms before you sign up. Shown as of 8 June 2026.
Visit Open →Where Open operates
Questions about Open
Is Open a bank?
Which countries does Open serve?
How much does Open cost?
What can a business do with Open?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 8 June 2026. Confirm current terms with Open before applying.