Chase Business business account review, fees, eligibility and availability

Snapshot

Chase Business is the small business banking arm of JPMorgan Chase in the United States, offering business checking accounts through a large branch network and a digital platform. Its entry account is Business Complete Banking. As of 18 June 2026.

Who it suits: United States businesses that want a major bank account with branch access, in person cash handling, and a broad product range across cards, lending, and merchant services.
Broadly available in: The United States. Chase runs a consumer only digital bank in the United Kingdom and does not offer a business account there. As of 18 June 2026.
Headline monthly fee: Business Complete Banking has a 15 US dollar monthly service fee that can be waived by meeting a qualifying condition. As of 18 June 2026.
Account type: Business checking account at an FDIC insured national bank.

Fees and features as of 18 June 2026Last reviewed 18 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Chase Business is the United States small business banking offering from JPMorgan Chase. Its entry account, Business Complete Banking, carries a 15 US dollar monthly service fee that can be waived by meeting one of several conditions, such as keeping a minimum daily balance of 2,000 US dollars. It suits businesses that want a major bank with branch access and a wide product range. Chase business banking is offered in the United States and not in its United Kingdom consumer bank. Figures here are shown as of 18 June 2026. Verify current terms with Chase.

Overview

Chase Business is the small business banking arm of JPMorgan Chase, the largest bank in the United States. It offers business checking accounts, savings, credit cards, lending, and payment acceptance, supported by one of the largest branch networks in the country alongside online and mobile banking. The headline checking account for most small businesses is Business Complete Banking, with Performance Business Checking and Platinum Business Checking aimed at higher balances and activity. As of 18 June 2026.

Strengths

A very large branch and ATM network for in person and cash banking, a deep product range that covers cards, lending, and merchant services, and integrated card acceptance through QuickAccept. The bank is FDIC insured. As of 18 June 2026.

Limitations

The entry account carries a monthly fee unless a waiver condition is met, and waivers on Business Complete Banking are based on the minimum daily ending balance rather than an average. Transaction and cash deposit allowances are capped on the entry tier, with fees beyond the limit. The offering is United States only as of 18 June 2026. Verify current terms with Chase.

Fees and features

All figures as of 18 June 2026. Verify current terms with Chase Business.
Monthly fee	Business Complete Banking has a 15 US dollar monthly service fee, waivable by meeting one qualifying condition. Performance and Platinum tiers carry higher fees with their own waiver thresholds. As of 18 June 2026.
Transaction fees	Business Complete Banking includes a set monthly allowance of transactions, with a per item fee beyond the limit. The detail varies by account tier. As of 18 June 2026. Verify the current rate card with Chase.
FX fees	International payments and currency conversion carry fees that vary by route and method. Unclear at a single headline rate, so verify with Chase.
Minimum deposit	No minimum opening deposit is published for Business Complete Banking. As of 18 June 2026. Verify with Chase.
Multi currency	Chase business checking is a US dollar account. It is not marketed as a multi currency account. As of 18 June 2026.
Integrations	Accounting connections and integrated card acceptance through QuickAccept, plus online and mobile banking. Verify current integrations with Chase.
Eligibility	Aimed at United States registered businesses, generally with a United States taxpayer identification number and often in branch identity verification. As of 18 June 2026. Verify eligibility with Chase.

Open a Chase Business business account

Chase business banking is available to businesses in the United States. Fees and waiver conditions shown as of 18 June 2026. Confirm current terms with the provider before applying.

Visit Chase Business →

Chase Business by country

Chase business banking is a United States offering as of 18 June 2026. The country pages below explain where it is available and where it is not.

Questions about Chase Business

Is Chase Business available outside the United States?

Chase for Business is a United States offering as of 18 June 2026. Chase operates a consumer only digital bank in the United Kingdom and does not offer a business account there. Verify availability for your market with Chase.

Does Chase Business Complete Banking charge a monthly fee?

Yes. Chase Business Complete Banking has a 15 US dollar monthly service fee that can be waived by meeting one of several conditions, such as keeping a minimum daily balance of 2,000 US dollars. As of 18 June 2026. Verify current terms with Chase.

How can the Chase Business monthly fee be waived?

The 15 US dollar fee on Business Complete Banking can be waived by meeting a qualifying condition, including a minimum daily balance of 2,000 US dollars, qualifying Chase card spend, qualifying deposits, or linking certain Chase accounts. As of 18 June 2026. Confirm the current conditions with Chase.

Can a non resident open a Chase Business account?

Chase business accounts are aimed at United States businesses and usually involve in branch verification and a United States taxpayer identification number. The position for non residents is unclear, so verify eligibility with Chase before applying. As of 18 June 2026.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 18 June 2026. Confirm current terms with Chase Business before applying.