Best business accounts for LLC and Corporations in Poland
Snapshot
A Polish limited company, the spolka z ograniczona odpowiedzialnoscia or sp. z o.o., registered in the KRS, can open a business account with mBank, PKO Bank Polski or Revolut Business, among others. Onboarding asks for company documents and beneficial owners, and fees depend on the provider and usage, as of 30 March 2026.
Suits LLC and Corporations best
Depends on your size, currency mix and need for branch support. Compare for your usage.
Typical monthly fee
From no monthly fee under conditions, up to roughly 25 to 50 zloty a month at some banks, plus transaction fees, as of 30 March 2026.
Non resident position
A Polish company can usually open an account regardless of where the owners live, though some banks ask directors or owners to verify identity in person or provide extra documents. Confirm the rule with the provider.
Providers that fit
Several, including traditional banks and international providers
Fees and features as of 30 March 2026Last reviewed 30 March 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
A limited company in Poland, the sp. z o.o. or a larger corporation registered in the KRS, opens a business account in the company name once it is registered and has its NIP and REGON. Traditional banks such as mBank and PKO Bank Polski offer zloty operating accounts, cards and branch support, while Revolut Business adds multi currency holding and online onboarding. Larger corporations often want multiple users, approval workflows and accounting integrations. Onboarding asks for the KRS extract, the articles, and beneficial owners in the Central Register of Beneficial Owners. Compare fees, user controls and currency support for your company. As of 30 March 2026.
What LLC and Corporations in Poland need from a business account
A company account must be in the company name and reflect its KRS registration, with the right people authorised to operate it. Companies usually want a zloty operating account, cards, instant transfers, and often multi currency support and accounting integrations. Larger corporations add multiple users, spending controls and approval workflows. The trade offs are the monthly fee and its conditions, the depth of user controls, branch and relationship support at traditional banks, and currency support at international providers. Confirm onboarding requirements and current pricing with the provider.
m
mBank
Zloty company account with a local IBAN, cards, online banking and branch support. Fees depend on the account and conditions, with low fee options for smaller companies.
Best for
Local company operating account
Monthly fee
From 0 zloty under conditions, then about 25 zloty a month (30 March 2026)
Large traditional bank with company accounts, cards, branch support and trade services, which larger corporations often prefer. Confirm the account and fees for your size.
Best for
Larger companies and branch support
Monthly fee
From 0 zloty under conditions, otherwise about 12 zloty a month (30 March 2026)
Multi currency company account with multiple users, spending controls, cards and online onboarding. Plan allowances and per item fees vary, so match the plan to your usage.
Best for
Multi currency and user controls
Monthly fee
Free plan and paid plans, fees by plan and usage (30 March 2026)
Compare accounts for LLC and Corporations in Poland
These providers serve limited companies and corporations in Poland. Fees and eligibility shown as of 30 March 2026. Confirm onboarding requirements, user controls and current terms with the provider before applying.
Questions about banking for LLC and Corporations in Poland
How does a Polish limited company open a business account?
A sp. z o.o. opens an account in the company name after it is registered in the KRS and has its NIP and REGON. The bank asks for the KRS extract, the articles of association, identification for directors and owners, and beneficial owner details in the Central Register of Beneficial Owners. Onboarding can be online or in branch depending on the provider, as of 30 March 2026. This is general information, not advice.
Can a company with foreign owners open an account in Poland?
Usually yes, since the account follows the company rather than the owners. Some banks ask directors or owners to verify identity in person or provide extra documents, and policies vary. Confirm the requirement with the provider before applying, as of 30 March 2026.
Which account suits a larger corporation in Poland?
Larger corporations often prefer a traditional bank such as PKO Bank Polski for branch support, trade services and relationship banking, while some choose Revolut Business for multi currency holding and user controls. The right fit depends on size, currency mix and the controls you need. Compare for your company, as of 30 March 2026.
What documents does a company need to open an account in Poland?
Expect the KRS extract, the articles of association, the NIP and REGON numbers, identification for directors and owners, and beneficial owner details in the Central Register of Beneficial Owners. Some providers ask for more. Verify the exact list with the provider, as of 30 March 2026.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 30 March 2026. Confirm current terms with the provider before applying.