Best business accounts for LLC and Corporations in New Zealand
Snapshot
New Zealand does not use the LLC form. Most companies here register as a limited company with the Companies Office. Wise Business and Airwallex both open business accounts for registered New Zealand companies, alongside the main banks.
Suits LLC and Corporations best
Depends on whether you trade across currencies
Typical monthly fee
From no monthly fee to a monthly plan charge by provider
Non resident position
Possible where the company is registered in New Zealand. Director and identity checks apply. Verify with the provider.
Providers that fit
Two reviewed here
Fees and features as of 23 February 2026Last reviewed 23 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
New Zealand does not have an LLC. The common structure is a limited company registered with the New Zealand Companies Office, and some businesses operate as a sole trader or partnership instead. As of 23 February 2026, Wise Business and Airwallex both open accounts for registered New Zealand companies, and the major banks offer company accounts too. Revolut Business is not yet generally available in New Zealand. Compare current fees and requirements before choosing.
What LLC and Corporations in New Zealand need from a business account
A New Zealand limited company usually needs an account in the company name, identity and director verification, and clean separation of company money from personal funds. Companies that trade internationally also want multi currency support and low cost conversion. Wise Business and Airwallex both accept registered New Zealand companies and suit cross border work, while a major bank may suit those that need lending or cash handling. Confirm current requirements with the provider.
W
Wise Business
Opens for registered New Zealand companies with no monthly fee, but no lending or cash deposits.
Best for
Companies trading across currencies
Monthly fee
No monthly fee, one off NZ$40 to set up the account
Compare accounts for LLC and Corporations in New Zealand
These providers accept LLC and Corporations in New Zealand. Fees and eligibility shown as of 23 February 2026. Confirm current terms with the provider before applying.
Questions about banking for LLC and Corporations in New Zealand
Does New Zealand have an LLC?
No. New Zealand does not use the LLC form. The usual company structure is a limited company registered with the New Zealand Companies Office, and sole trader and partnership structures also exist. As of 23 February 2026, business accounts here open in the company or trading name. Confirm what suits your structure with an adviser.
Can a New Zealand company open a Wise Business or Airwallex account?
Yes. As of 23 February 2026, both accept registered New Zealand companies subject to identity and director checks. Eligibility can depend on your activity, so confirm acceptance with the provider before applying.
What do these providers need to open a company account?
Expect company details, director and beneficial owner identity, and information about your activity, as of 23 February 2026. The exact list varies by provider, so check the current requirements with the provider.
Is there a no monthly fee company account in New Zealand?
Yes. As of 23 February 2026, Wise Business charges no monthly fee, with a one off NZ$40 to set up the account, and Airwallex offers a NZ$0 a month Explore tier. Major bank company accounts often carry a monthly or transaction fee. Verify with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 23 February 2026. Confirm current terms with the provider before applying.