Charities, clubs and associations in Ireland usually want multiple signatories, cheque and cash handling, low or waived fees, and clear records for committee and regulator reporting. AIB and Bank of Ireland offer accounts for clubs, charities and associations with branch access, while Revolut Business can suit some incorporated non profits that want a low cost digital account. As of 12 February 2026.
Suits Nonprofits best
Depends on structure. AIB or Bank of Ireland for branch access and signatories, a digital account for low cost where eligible. As of 12 February 2026.
Typical monthly fee
Often low or waived for clubs and charities at the main banks, with transaction charges. Digital plans range from no monthly fee with limits to a plan fee. As of 12 February 2026.
Eligibility note
Unincorporated clubs can usually open at the main banks. Digital providers more often need a registered entity. As of 12 February 2026.
Providers that fit
Several. At least three providers serve non profits in Ireland.
Fees and features as of 12 February 2026Last reviewed 12 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Non profits in Ireland range from registered charities and incorporated bodies to sports clubs, residents associations and community groups. Many are run by a committee or board, so the features that matter most are more than one authorised signatory, controls such as dual authorisation, cheque and cash handling for fundraising, low or waived fees, and records that suit committee and Charities Regulator reporting. AIB and Bank of Ireland offer accounts for clubs, charities and associations, including unincorporated groups, while Revolut Business can suit some incorporated non profits that want a low cost digital account. Fees and features below are shown as of 12 February 2026, so confirm current terms and eligibility with the provider.
What Nonprofits in Ireland need from a business account
A charity, club or association usually banks under a committee or board, so control sits at the centre of the account. The useful features are more than one signatory and dual authorisation so no single person controls the money, cheque and cash handling where the group raises money at events, low or waived fees so more of the funds go to the cause, and clear statements for the treasurer and for any Charities Regulator return. Unincorporated clubs and associations can usually open an account at the main banks with a copy of their rules and a committee resolution. Digital providers more often require a registered legal entity, so check eligibility for your structure before applying.
A
AIB
Full service Irish bank that offers accounts for clubs, charities and associations, including unincorporated groups, with branch access, cheque and cash handling and multiple signatories. Fees and any concessions are set out in the bank's schedule.
Best for
Clubs, charities and signatories
Monthly fee
Often low or waived for not for profit accounts, see the bank's fee schedule
Full service Irish bank with accounts for clubs, charities and community groups, branch access, cheque and cash handling and dual authorisation. Fees are charged on a quarterly basis per the schedule, with concessions for some not for profit accounts.
Best for
Branch access and dual control
Monthly fee
Often low or waived for not for profit accounts, see the bank's fee schedule
A low cost digital account with Irish IBANs, multiple users and roles, cards and accounting links. Provided by Revolut Bank UAB. Eligibility for non profits depends on the legal structure, so verify before applying. Limited cheque and cash handling.
Best for
Low cost where eligible
Monthly fee
Free plan from no monthly fee with limits, paid plans above
These providers serve non profits in Ireland, subject to your legal structure. Fees and eligibility shown as of 12 February 2026. Confirm current terms with the provider before applying.
It depends on how you operate. AIB and Bank of Ireland offer accounts for clubs, charities and associations with branch access, cheque and cash handling and multiple signatories, while Revolut Business can suit some incorporated non profits that want a low cost digital account. Verify eligibility for your structure with the provider. This is general information, not advice. As of 12 February 2026.
Can an unincorporated club or association open an account?
Often yes at the main banks. AIB and Bank of Ireland offer accounts for clubs and associations that are not incorporated, usually requiring a copy of the rules or constitution, a committee resolution and identity checks on the signatories. Digital providers more often require a registered legal entity. Confirm the requirements for your group with the provider. As of 12 February 2026.
Do these accounts allow multiple signatories?
The main banks support more than one authorised signatory and dual authorisation, which committees and charity boards often need for control. Digital providers offer multiple users and roles, though the controls differ from a traditional dual signature mandate. Check that the signatory and approval setup you need is supported with the provider. As of 12 February 2026.
What do you need to open a charity account in Ireland?
Expect the governing document such as the constitution or rules, the charity registration number from the Charities Regulator where the body is a registered charity, a committee or board resolution to open the account, and identity and address verification for the signatories and beneficial owners. Requirements vary by provider, so confirm the current list before applying. As of 12 February 2026.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 12 February 2026. Confirm current terms with the provider before applying.