Ecommerce sellers in Ireland usually want to receive marketplace and gateway payouts, hold more than one currency, carry cards for ad spend and stock, and keep clean records for VAT. Revolut Business and Wise Business suit sellers who value low cost and multi currency, while AIB or Bank of Ireland suit those who want lending, cash handling and a relationship manager. As of 23 February 2026.
Suits Ecommerce best
Depends on needs. Revolut Business and Wise Business for low cost and multi currency, a traditional bank for lending and merchant services. As of 23 February 2026.
Typical monthly fee
From no monthly fee at Wise Business, to a plan fee at Revolut Business, to transaction fees at a traditional bank. As of 23 February 2026.
Non resident position
Irish registered sellers can apply. Overseas owners face more checks at traditional banks. As of 23 February 2026.
Providers that fit
Several. At least three providers fit this profile in Ireland.
Fees and features as of 23 February 2026Last reviewed 23 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Online sellers in Ireland, from Shopify stores and Amazon sellers to Etsy makers and direct to consumer brands, tend to receive payouts in several currencies, spend on advertising and stock, and need tidy records for VAT and platform reconciliation. The features that matter most are multi currency receiving, fair foreign exchange, expense cards, and links to accounting and ecommerce tools. Revolut Business and Wise Business cover low cost and multi currency needs, while AIB and Bank of Ireland suit sellers who want lending, cash handling or a relationship manager. Fees and features below are shown as of 23 February 2026, so confirm current terms with the provider.
What Ecommerce in Ireland need from a business account
Online sellers collect money from gateways such as Stripe and from marketplaces such as Amazon and Etsy, often in pound and dollar as well as euro. The useful features are local account details so payouts arrive without a forced conversion, fair currency exchange when you do convert, cards for advertising and supplier spend, and exports or links to accounting tools so VAT and marketplace fees are easy to reconcile. Cash handling is rarely a priority for a pure online seller. Digital providers fit most ecommerce businesses, while a traditional bank helps where lending, merchant services or a relationship manager matters.
R
Revolut Business
Euro account with Irish IBANs, cards, multi currency holdings, invoicing and accounting links. Provided by Revolut Bank UAB. A Free plan carries no monthly fee with limits, and paid plans add allowances.
Best for
Cards and multi currency
Monthly fee
Free plan from no monthly fee, paid plans above with higher allowances
Holds and converts many currencies near the mid market rate and gives local account details for receiving payouts in pound, dollar and more. A payment institution, not a bank, so funds are safeguarded rather than covered by a deposit scheme.
Best for
Multi currency payouts
Monthly fee
No monthly fee, a one time setup fee about 50 euro
Full service Irish bank with branches, lending, merchant services and cash handling for sellers who want a banking relationship. Business accounts carry transaction and maintenance fees.
Best for
Lending and merchant services
Monthly fee
Transaction and maintenance fees, see the bank's fee schedule
These providers accept ecommerce businesses in Ireland. Fees and eligibility shown as of 23 February 2026. Confirm current terms with the provider before applying.
Which account suits an ecommerce seller in Ireland?
It depends on where you sell and how you settle. Revolut Business and Wise Business suit sellers who want low cost banking and multi currency for overseas marketplaces and customers, while AIB or Bank of Ireland suit sellers who want lending, cash handling and a relationship manager. Compare features and verify current terms with the provider. This is general information, not advice. As of 23 February 2026.
Can these accounts receive payouts from Shopify, Amazon or Stripe?
In general yes, where the payout currency matches account details you hold. Wise Business gives local account details in several currencies, which helps when a marketplace pays in pound or dollar, and Revolut Business supports multi currency accounts with Irish IBANs. Confirm the receiving currency and details your platform needs with both the platform and the provider. As of 23 February 2026.
Do these accounts handle foreign currency at a fair rate?
Rates vary. Wise Business converts near the mid market rate with a stated fee, Revolut Business includes a currency allowance on paid plans then charges a percentage, and traditional banks usually apply a wider foreign exchange spread. Check the conversion cost for the currencies you trade in with the provider. As of 23 February 2026.
Do they connect to accounting and ecommerce tools?
Commonly yes. Revolut Business and Wise Business support links or exports to popular accounting packages, which helps with VAT and reconciling marketplace payouts, and the main Irish banks support feeds to common software. Confirm the specific integration you need with the provider. As of 23 February 2026.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 23 February 2026. Confirm current terms with the provider before applying.