Irish business banking fees range from no monthly account fee at some digital providers to per transaction and maintenance charges at traditional banks. On top of any account fee sit charges for some transfers, cash lodgements, cards, and foreign exchange. As of 28 April 2026.
- Monthly fee, digital providers
- Revolut Business lists a Basic plan from about 10 euro a month. Wise Business lists no monthly fee. As of 28 April 2026.
- Cost, traditional banks
- AIB, Bank of Ireland and Permanent TSB typically charge per transaction fees and a maintenance fee. As of 28 April 2026.
- Fee free account common
- Some digital accounts list no monthly fee, though other charges can apply. As of 28 April 2026.
- Always
- Confirm current fees with the provider.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How business banking fees work in Ireland
An Irish business account can carry several fee types. Traditional banks tend to price per item, so you may pay for electronic payments, lodgements and cash handling, together with a periodic account maintenance fee. Digital providers tend to bundle a monthly plan fee with allowances, or charge no monthly fee and price individual actions. Across both models, a foreign exchange cost applies when you convert currency. As of 28 April 2026.
Account and plan fees
Among traditional banks, AIB, Bank of Ireland and Permanent TSB typically charge transaction fees and a maintenance fee on a business current account, with the exact schedule set by each bank, so check the current fee document before you apply. Among digital providers, Revolut Business lists a Basic plan from about 10 euro a month, a Grow plan from about 30 euro and a Scale plan from about 90 euro, while Wise Business lists no monthly account fee and a one time setup fee of about 50 euro. These are reported figures, so verify current pricing directly with each provider. As of 28 April 2026.
Transaction, cash and foreign exchange charges
Beyond any account or plan fee, look at the cost of how you use the account. Traditional banks often charge per electronic payment and for cash lodgements, while digital providers may include an allowance and then charge per item. On currency, Wise Business converts at the mid market rate plus a fee, and Revolut Business gives an interbank rate within a monthly exchange allowance, then a fee, with an extra fee for exchanges outside market hours. As of 28 April 2026. Verify current pricing with each provider.
Common Irish business banking fees
The fee types you are most likely to meet are listed below. The exact amounts vary by provider. Verify with the provider
- Account maintenance or monthly plan fee, charged by traditional banks and by some digital plans.
- Per transaction charges on payments and lodgements, plus cash handling fees at traditional banks.
- Card fees and a foreign exchange cost on currency conversion and international payments.
How to compare the fees
- List the fee types that apply to you, including account, transaction, cash, card, and foreign exchange charges.
- Match those fees to how you will use the account, for example domestic payments, lodgements, or currency conversion.
- Confirm the current published fees with each provider before you open or fund the account.
Compare business accounts available in Ireland
These providers accept business customers in Ireland. Fees and eligibility shown as of 28 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking fees in Ireland
How much does a business bank account cost in Ireland?
Are there free business bank accounts in Ireland?
What fees should I expect beyond any monthly charge?
Do Irish providers charge for foreign currency payments?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 28 April 2026. Confirm current terms with the provider before applying.