Marketing, creative, and digital agencies in Hong Kong usually want fast online onboarding, multi currency payments for overseas clients, and clear invoicing. Fintech providers such as Airwallex and the Statrys business account fit that pattern, while the licensed digital bank ZA Bank suits an agency that wants a bank backed account.
Suits Agencies best
Depends on needs; Airwallex or Statrys for multi currency invoicing, ZA Bank for a licensed digital bank.
Typical monthly fee
From no monthly fee at some fintech providers to a flat or prepaid fee elsewhere
Non resident position
A Hong Kong company is required, and most digital banks expect owners to hold a Hong Kong identity card.
Providers that fit
Three covered here
Fees and features as of 4 February 2026Last reviewed 4 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Agencies in Hong Kong that invoice overseas clients usually prefer a multi currency account such as Airwallex or the Statrys business account, while an agency that wants a licensed digital bank may look at ZA Bank. Compare the monthly or service fee against transfer and conversion costs, and check that every owner can meet the Hong Kong identity card requirement at digital providers. Information as of 4 February 2026, not advice.
What Agencies in Hong Kong need from a business account
Agencies bill clients in several currencies, manage project based cash flow, and often run small teams that need cards and clear expense tracking. The priorities are usually multi currency receiving and sending, simple invoicing, predictable fees, and the ability to add users. Branch access and cash handling tend to matter less than for a retail business. Most digital providers expect a Hong Kong registered company and Hong Kong identity card holders among the owners, so confirm eligibility before applying.
A
Airwallex
Multi currency business accounts with online onboarding, suited to agencies receiving from overseas clients. Verify current fees with the provider.
These providers accept Agencies in Hong Kong. Fees and eligibility shown as of 4 February 2026. Confirm current terms with the provider before applying.
Which account suits a marketing agency in Hong Kong?
Agencies that invoice overseas clients often prefer a multi currency account such as Airwallex or the Statrys business account, while an agency wanting a licensed digital bank may look at ZA Bank. Compare the monthly or service fee against transfer and conversion costs. Information as of 4 February 2026, not advice.
Can an agency receive payments in US dollars or euros?
Multi currency business accounts in Hong Kong such as Airwallex, the Statrys business account and ZA Bank let a business hold and receive several currencies, with ZA Bank and Statrys each supporting 11 currencies as of 4 February 2026. Confirm the supported currencies and any conversion charge with the provider.
Does an agency need a Hong Kong company to open an account?
Yes. A bank or provider normally requires a Hong Kong registered company, and most digital banks expect every director, shareholder and beneficial owner to hold a Hong Kong identity card. Verify your case with the provider, as of 4 February 2026.
How much does an agency account cost in Hong Kong?
Costs vary by provider. As of 4 February 2026, the Statrys business account is marketed with no monthly fee, ZA Bank requires prepaying 12 months of service fees totalling 1,500 Hong Kong dollars for its online business account, and transfers and currency conversion are charged on top. Confirm current pricing with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 4 February 2026. Confirm current terms with the provider before applying.