Consultants in France are well served by online business accounts. Whether you work as a micro entreprise, EURL or SASU, providers such as Qonto, Shine and Revolut Business accept France registered consultants, with invoicing, expense tracking and accounting exports.
Suits Consultants best
Depends on structure. Shine suits new solo consultants who want admin help, Qonto suits those who want accounting exports, and Revolut Business suits consultants billing abroad.
Typical monthly fee
EUR 0 to about EUR 30 a month depending on plan, as of 19 May 2026.
Non resident position
Possible with full checks. Most online providers need a France or EEA registered business and a local address. Unclear cases, verify with the provider.
Providers that fit
Several. At least five providers accept this profile in France.
Fees and features as of 19 May 2026Last reviewed 19 May 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Independent consultants in France, whether registered as a micro entreprise, EURL or SASU, usually need clean invoicing, expense tracking, and a clear separation between business and personal money. Qonto, Shine and Revolut Business are common online choices, while traditional banks suit consultants who want a branch relationship or lending. Fees and features below are shown as of 19 May 2026, so confirm current terms with the provider.
What Consultants in France need from a business account
Consultants usually bill a small number of clients, travel for work, and want to keep tax and accounting simple. The features that matter most are professional invoicing, receipt capture and accounting exports, a card with spend tracking, and low cost transfers. Multi currency support helps consultants with overseas clients. Most consultants do not handle cash, so online providers fit well, though a traditional bank can help where lending or a branch relationship matters.
Q
Qonto
French provider built for companies and freelancers, with invoicing, accounting exports and capital deposit. Limited cash handling.
It depends on your setup. Shine offers simple onboarding and admin help for new consultants, Qonto adds accounting exports and capital deposit for companies, and Revolut Business suits those billing abroad. Compare the features you use and verify current terms with the provider. This is general information, not advice.
Do I need a business account as a consultant?
A company such as an EURL or SASU must keep a dedicated account. A consultant trading as a micro entreprise must hold a dedicated account once turnover passes EUR 10,000 for two consecutive years, and that account can be a standard personal account rather than a pricier business account. Confirm your obligation with a qualified adviser.
Can these accounts handle invoicing and expenses?
Yes. Qonto and Shine include invoicing, receipt capture and accounting exports, and Revolut Business offers expense tools. The exact features depend on the plan, so check the current pricing and feature list with the provider before applying.
Can a consultant bill clients in other currencies?
Yes. Revolut Business and Wise Business hold and convert several currencies, which helps consultants with overseas clients. Conversion costs and included allowances vary by provider and plan, so verify the current foreign exchange terms with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 May 2026. Confirm current terms with the provider before applying.