Several providers in Finland offer multi currency business accounts as of 20 May 2026. Wise Business and Revolut Business let you hold and convert many currencies and receive in major ones, which suits firms paid by overseas customers. Holvi works mainly in euro, and traditional banks such as OP and Nordea can open separate currency accounts. The base currency in Finland is the euro.
- Strong for many currencies
- Wise Business and Revolut Business hold and convert multiple currencies
- Receiving details
- Wise Business provides local account details in major currencies
- What to compare
- Conversion margin, holding currencies, and receiving currencies
- Base currency
- Euro (EUR), with euro transfers run as SEPA payments
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How multi currency accounts work in Finland
A multi currency account holds balances in several currencies so you can receive, pay, and convert without a separate account for each. The euro is the base currency in Finland, and euro payments run as SEPA transfers. The main cost is the conversion margin applied when you change one currency into another, plus any transfer fee. As of 20 May 2026, fintech providers tend to publish a clear conversion fee, while traditional banks fold the cost into the exchange rate. Compare on the currencies you use most.
Providers that hold and convert currencies
As of 20 May 2026, Wise Business holds many currencies and gives local account details in major ones such as US dollars, pounds, and euros, converting at the mid market rate with a stated fee. Revolut Business holds and converts multiple currencies, with a monthly conversion allowance that depends on the plan. Holvi works mainly in euro, so it suits domestic activity rather than heavy currency use. Verify the current currency list and fees with each provider.
Currency accounts at traditional banks
Traditional Finnish banks such as OP, Nordea, Danske Bank, and Aktia can open accounts in foreign currencies alongside a euro account, which suits businesses that want a full banking relationship. The conversion cost is usually built into the exchange rate rather than shown as a separate fee, so ask for the margin. As of 20 May 2026, compare this against a fintech account if currency conversion is a large part of your activity. Confirm the terms with the bank.
Compare business accounts available in Finland
These providers accept business customers in Finland. Fees and eligibility shown as of 20 May 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in Finland
Which Finnish business accounts hold several currencies?
What does currency conversion cost?
Can I receive payments in US dollars or pounds in Finland?
Is the euro the base currency for these accounts?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 May 2026. Confirm current terms with the provider before applying.