Best business accounts for LLC and Corporations in Switzerland
Snapshot
Companies in Switzerland, a GmbH or an AG, first need a capital deposit account at a Swiss bank to pay in share capital, then an operating account for day to day banking. Figures here are as of 20 April 2026.
Suits LLC and Corporations best
A Swiss bank for the capital deposit and formation, then a digital provider for everyday multi currency banking, suits many companies.
Typical monthly fee
Operating accounts range from no monthly fee or low cost up to around 120 francs per month for higher digital tiers, as of 20 April 2026.
Non resident position
A GmbH and an AG must have at least one signatory resident in Switzerland. Foreign owners can apply but face more checks. Verify.
Providers that fit
Several
Fees and features as of 20 April 2026Last reviewed 20 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Forming a company in Switzerland, a GmbH or an AG, begins with a capital deposit account at a Swiss bank where the share capital is paid in before the company is registered. A GmbH needs at least 20,000 francs of capital fully paid in, while an AG needs at least 100,000 francs with at least 50,000 francs paid in, as of 20 April 2026. After registration, the company opens an operating account for day to day banking. Digital providers usually do not provide the capital deposit account, so companies use a Swiss bank to form, then often add a digital provider for multi currency banking. Verify current rules and terms with the provider and the commercial register.
What LLC and Corporations in Switzerland need from a business account
A company needs a capital deposit account to pay in share capital before registration, then an operating account for salaries, suppliers, tax, and expense cards. The features that matter for the operating account are predictable fees, multi currency handling for cross border trade, expense cards with spend controls, and clean accounting exports. The capital deposit account is offered by Swiss banks such as cantonal banks, PostFinance, and others, while digital providers usually do not offer it. Many companies form with a Swiss bank and add a digital provider afterwards. Figures here are as of 20 April 2026.
P
PostFinance
A Swiss provider that offers a franc account for operating costs and is set up for domestic company banking, as of 20 April 2026.
Best for
Franc operating account
Monthly fee
Low base fee, under 10 francs per month on a basic package, as of 20 April 2026.
Pay per use with strong foreign exchange and multi currency receiving for an operating account. Does not provide a capital deposit account for formation, as of 20 April 2026.
Tiered plans with multi currency and expense cards for an operating account. Does not provide a capital deposit account for formation. As of 20 April 2026.
Best for
Cards and multi currency
Monthly fee
Free or tiered plans up to around 120 francs per month, as of 20 April 2026.
Compare accounts for LLC and Corporations in Switzerland
These providers accept LLC and Corporations in Switzerland. Fees and eligibility shown as of 20 April 2026. Confirm current terms with the provider before applying.
Questions about banking for LLC and Corporations in Switzerland
Do I need a capital deposit account to form a company in Switzerland?
Yes. A GmbH or an AG pays in its share capital to a capital deposit account at a Swiss bank before the company is registered, then the funds are released to the company. As of 20 April 2026. Verify with the bank and the commercial register.
How much share capital does a GmbH or an AG need?
A GmbH needs at least 20,000 francs fully paid in. An AG needs at least 100,000 francs with at least 50,000 francs paid in. As of 20 April 2026. Verify current rules with the commercial register or a legal adviser.
Can a digital provider open my company in Switzerland?
Most digital providers do not offer the capital deposit account used to form a company, so companies usually form with a Swiss bank and may add a digital provider for everyday banking afterwards. As of 20 April 2026. Verify with the provider.
Does a Swiss company need a resident signatory?
A GmbH and an AG must have at least one person authorised to sign who is resident in Switzerland. As of 20 April 2026. Verify current rules with a legal adviser.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 April 2026. Confirm current terms with the provider before applying.