Requirements and documents in Brazil

What providers in Brazil ask for

A conta PJ is opened in the name of a registered company, so the starting point is the CNPJ and the documents that prove the company exists and who controls it. Providers then run identity and anti money laundering checks on the owners, the legal representative and any signatories, which is why a CPF is needed for the people involved. They also confirm the company address and the nature of the business. The detail differs between a digital bank that verifies online and a traditional bank that may ask for a branch visit, and between simple structures and foreign owned companies. As of 19 January 2026 confirm the current list with the provider before you apply.

Extra steps for foreign owners

Where owners are based abroad, the company still must be registered in Brazil with a CNPJ, and a Brazilian resident representative with a CPF and a power of attorney usually operates the account. Documents issued outside Brazil normally need an apostille and a sworn Portuguese translation before a provider will accept them. These steps add time, so allow for them when you plan. As of 19 January 2026 confirm exactly which documents must be apostilled and translated with the provider.

Documents to prepare

Before you apply for a business account in Brazil, gather these items, as of 19 January 2026. Verify with the provider

• The CNPJ and the company formation documents, such as the articles of incorporation or the MEI registration for a freelancer.
• The CPF and identity documents of the owners and the legal representative, with beneficial ownership details.
• Proof of the company address, and for foreign owners a resident representative with a power of attorney plus apostille and sworn translation of foreign documents.