Belgium · LLC and Corporations

Best business accounts for LLC and Corporations in Belgium

Snapshot

Incorporated companies in Belgium, such as a BV or SRL and an NV or SA, are well served by online business accounts. Providers such as Qonto, Revolut Business and Wise Business accept Belgium registered companies, with a Belgian IBAN, expense cards and multi currency accounts.

Suits companies best
Depends on needs. Qonto suits everyday admin and accounting, Revolut Business suits cross border spend, and Wise Business suits holding several currencies.
Typical monthly fee
EUR 0 to about EUR 50 a month depending on plan, as of 16 March 2026.
Capital deposit
Incorporating an NV or SA needs a bank certificate confirming the deposited capital, while a BV or SRL needs adequate initial capital rather than a fixed minimum. Verify the current process with the provider and a notary.
Providers that fit
Several. At least three providers accept this profile in Belgium.
Fees and features as of 16 March 2026Last reviewed 16 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

An incorporated company in Belgium, such as a BV or SRL and an NV or SA, registers with the Crossroads Bank for Enterprises and usually needs an account that handles team cards, supplier payments and, for many firms, more than one currency. As of 16 March 2026, Qonto offers a Belgian IBAN with invoicing and accounting exports, Revolut Business adds cross border spend controls, and Wise Business holds many currencies. Confirm current terms with the provider.

What an incorporated company in Belgium needs from a business account

A Belgian company registers with the Crossroads Bank for Enterprises and receives a company number, then needs an account that handles team cards, supplier payments and clean records for the BTW or TVA return. The features that matter most are clear card controls for staff, accounting integrations, multi currency accounts for international work, and a Belgian IBAN for local payments and collections. Forming an NV or SA requires a bank certificate confirming the deposited share capital, so check whether your provider supports the deposit. A traditional bank can still help where lending or a longer banking relationship matters, so weigh the trade offs.

Qonto
Belgian IBAN with invoicing, expense cards and accounting exports for companies of all legal forms. Limited cash handling.
Best for
Everyday admin and accounting
Monthly fee
From about EUR 9 excluding VAT a month
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Revolut Business
Multi currency accounts, expense cards and spend controls that suit companies spending across borders. Support is mainly in app.
Best for
Cross border spend and scaling
Monthly fee
Free Basic plan, paid plans from about EUR 10 a month
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Wise Business
Belgian IBAN plus local details in more than 20 currencies, with conversion near the mid market rate. Built for international payments.
Best for
Holding several currencies
Monthly fee
No monthly fee, one time opening fee of about EUR 50
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Compare accounts for companies in Belgium

These providers accept incorporated companies in Belgium. Fees and eligibility shown as of 16 March 2026. Confirm current terms with the provider before applying.

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Questions about llc and corporations in Belgium

Which account suits a Belgian BV or NV?
It depends on your needs. As of 16 March 2026, Qonto suits everyday admin and accounting, Revolut Business suits cross border spend, and Wise Business suits holding several currencies. Compare the features you use and verify current terms with the provider.
Do I need to deposit share capital to incorporate?
It depends on the form. As of 16 March 2026, forming an NV or SA requires a bank certificate confirming the deposited share capital, while a BV or SRL needs adequate initial capital and a financial plan rather than a fixed minimum. Confirm the current process with a notary and the provider.
Can a non resident director open a company account in Belgium?
Often yes, for a Belgium registered company, though identity and beneficial ownership checks are stricter and some providers ask for a local registered office. As of 16 March 2026 the position varies case by case, so verify with the provider.
Do these accounts offer multi currency for companies?
Yes. As of 16 March 2026, Wise Business holds and receives more than 20 currencies and Revolut Business holds several on its plans, which suits companies paying or earning abroad. Conversion costs vary, so confirm the current terms with the provider.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 16 March 2026. Confirm current terms with the provider before applying.

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