ANNA Money is a United Kingdom business account and tax app for sole traders, limited companies, and limited liability partnerships. It is open to United Kingdom residents only. Fees shown as of 5 June 2026.
- Who it suits
- United Kingdom small businesses and freelancers who want a business account combined with invoicing and tax tools.
- Broadly available in
- United Kingdom only, open to United Kingdom residents. As of 5 June 2026.
- Headline monthly fee
- The pay as you go plan has no monthly fee. Paid plans list 22.90 pounds plus VAT a month and 59.90 pounds plus VAT a month. As of 5 June 2026.
- Account type
- Electronic money account provided under the Electronic Money Regulations, not a high street bank account. Funds are not covered by the Financial Services Compensation Scheme.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
ANNA Money is a United Kingdom business account app that pairs a current account with invoicing, expense tracking, and tax filing tools. It is regulated by the Financial Conduct Authority under the Electronic Money Regulations, so it is not a high street bank and customer funds are not protected by the Financial Services Compensation Scheme. Customer money is held in segregated accounts separate from the funds of ANNA Money. The product is aimed at small companies and the self employed who want bookkeeping and tax built into the account.
Strengths
Strong invoicing and tax tools, a free pay as you go tier, and support for sole traders, limited companies, and limited liability partnerships. As of 5 June 2026.
Limitations
Funds are not protected by the Financial Services Compensation Scheme because ANNA Money is an electronic money firm rather than a bank. Incoming payments on the free plan carry a fee, and the service is open to United Kingdom residents only. Verify current terms with ANNA Money.
Fees and features
| Monthly fee | Pay as you go: 0 pounds. Business plan: 22.90 pounds plus VAT a month. Big Business plan: 59.90 pounds plus VAT a month. As of 5 June 2026. |
|---|---|
| Transaction fees | On the pay as you go plan there are 20 free outgoing transfers a month then 20 pence each, and incoming payments carry a 0.95 percent fee. Paid plans include more free transfers. As of 5 June 2026. |
| FX fees | Card and foreign exchange charges apply on spending abroad. The exact rate is unclear, verify current foreign exchange and card fees with ANNA Money. As of 5 June 2026. |
| Minimum deposit | No minimum opening deposit is published. Verify with ANNA Money. |
| Multi currency | ANNA Money is a pounds sterling account and multi currency holding is limited. Verify current currency support with ANNA Money. As of 5 June 2026. |
| Integrations | Invoicing, expense, and tax tools are built in, with exports for bookkeeping. Verify current integrations with ANNA Money. |
| Eligibility | United Kingdom registered sole traders, limited companies, and limited liability partnerships, with account holders who are United Kingdom residents. Verify eligibility with ANNA Money. |
Open a ANNA Money business account
Availability and fees vary by country. Check the ANNA Money by country pages below for your market, then confirm current terms with the provider. Shown as of 5 June 2026.
Visit ANNA Money →ANNA Money by country
Questions about ANNA Money
Is ANNA Money a bank?
Who can open an ANNA Money account?
How much does ANNA Money cost?
Does ANNA Money charge for incoming payments?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 5 June 2026. Confirm current terms with ANNA Money before applying.