Agencies in Australia tend to need clean invoicing, multi user access and a way to pay overseas contractors without heavy fees. Several accounts cover this without a high monthly cost.
Suits Agencies best
Depends on how much you pay across currencies
Typical monthly fee
From no monthly fee to about A$99 a month by plan
Non resident position
Possible where the business is registered in Australia. Verify with the provider.
Providers that fit
Three reviewed here
Fees and features as of 16 April 2026Last reviewed 16 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Agencies often juggle client invoices, contractor payments and software subscriptions across borders. As of 16 April 2026, Wise Business and Airwallex suit international payments, while Revolut Business adds spend controls on paid plans. Compare current fees and features before choosing.
What Agencies in Australia need from a business account
Agencies usually want low cost international payments for overseas talent, multi user access with permissions, and tidy records that export to accounting software. A no monthly fee account can work for a lean studio, while a paid plan can pay off where you need richer controls. Confirm current terms with the provider.
W
Wise Business
No monthly fee and transparent conversion, but no lending or branch network.
Best for
Paying overseas contractors
Monthly fee
No monthly fee, one off A$65 to activate local account details
It depends on how much you pay across currencies and how many users need access. As of 16 April 2026, a no monthly fee account such as Wise Business can suit a lean agency, while Airwallex or Revolut Business paid plans add controls. Compare current terms with the provider.
Can an agency pay overseas contractors from these accounts?
Yes. Wise Business and Airwallex are built around international payments, with conversion margins shown as of 16 April 2026. Confirm current rates and supported countries with the provider.
Do these accounts support multiple team members?
Several plans offer multi user access with permissions, though the detail and any added cost vary by provider and plan. Check the current plan features with the provider.
Is there a no monthly fee option for agencies?
Yes, Wise Business charges no monthly fee as of 16 April 2026, with a one off A$65 to activate local account details. Other providers may waive or charge a monthly fee by plan. Verify with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 16 April 2026. Confirm current terms with the provider before applying.