Non residents can often open a business account in Austria, but the conditions are stricter. The business usually must be registered in Austria with an Austrian address, identity is verified for all owners and signatories, and some banks expect a local presence or a managing director who can verify identity in Austria.
- Can a non resident open
- Often yes, where the business is registered in Austria with an Austrian address. Some banks expect a local presence.
- Typical timeline
- Often a few business days for online accounts, and approval can take weeks at traditional banks for complex structures
- Core documents
- Firmenbuch extract and UID, plus passports and identity for all owners and signatories
- Most providers
- Multiple business accounts
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
What non residents can do in Austria
The key point is that an account follows a registered Austrian business, not the residency of the owner. A non resident who registers a company in Austria, entered in the Firmenbuch with a UID and an Austrian address, can often apply. The friction is in identity verification and, at some banks, an expectation of a local presence or a managing director who can attend in person. The exact position varies, so confirm with the provider.
Register the business first
Before a non resident can open an account, the business usually needs to be registered in Austria. A company is set up through a notary, entered in the Firmenbuch, and obtains a UID, while maintaining an Austrian registered address. As of 25 February 2026, proof of registration is commonly required to open a business account. A foreign company may register a branch or set up an Austrian subsidiary. Confirm the route and requirements with the provider and a qualified adviser.
Identity and the local presence point
All owners and signatories are identity verified, often with passports and proof of address. As of 25 February 2026, some traditional banks expect a local presence or a managing director who can verify identity in Austria, while online accounts may onboard digitally for an Austrian registered business. The position is unclear case by case, so verify with the provider.
What a non resident usually needs
If you are a non resident opening a business account in Austria, prepare these items, as of 25 February 2026. Verify with the provider
- An Austrian registered business entered in the Firmenbuch, with a UID and an Austrian address.
- Passports and proof of identity and address for all owners and signatories.
- Confirmation of whether the bank expects a local presence or in person identity verification.
How a non resident can proceed
- Register the Austrian business and obtain the Firmenbuch entry and UID, with a qualified adviser where the structure is complex.
- Check each provider for any local presence or in person verification condition before applying.
- Confirm current eligibility, documents and timelines with the provider, since the position varies case by case.
Compare business accounts available in Austria
These providers serve business customers in Austria. Eligibility for non resident owners varies by provider, so confirm your case qualifies. Fees shown as of 25 February 2026. Verify current terms with the provider before applying.
Compare business accounts →Questions about business banking in Austria
Can a non resident open a business account in Austria?
Does the business need to be registered in Austria?
Do non residents need to visit Austria to open an account?
How long does approval take for a non resident?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 25 February 2026. Confirm current terms with the provider before applying.