Best business accounts for Crypto and Web3 in Austria
Snapshot
Crypto and Web3 businesses in Austria face stricter banking checks than other companies. Firms that hold, exchange or transfer crypto assets for clients need a CASP authorization from the Austrian regulator, the FMA, under MiCA. Many mainstream accounts decline or restrict crypto asset activity, while Web3 software and service companies that do not hold client crypto are more often accepted.
Suits Crypto and Web3 best
Depends on activity and licensing. Web3 service companies have more options than firms that custody or trade crypto for clients, which often need a regulated profile to open an account.
Typical monthly fee
Varies widely by provider and risk profile, as of 20 January 2026. Verify with the provider.
Non resident position
Checked very closely for crypto businesses. Acceptance often depends on FMA registration or authorization. Unclear cases, verify with the provider.
Providers that fit
Limited. Many providers restrict crypto asset activity, so confirm acceptance for your model.
Fees and features as of 20 January 2026Last reviewed 20 January 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Banking for crypto and Web3 companies in Austria depends heavily on what the business does. Under MiCA, firms that custody, exchange or transfer crypto assets for clients need a CASP authorization from the FMA, and a regulated profile makes it more realistic to open a corporate account. Web3 software and service companies that do not hold client crypto are accepted more often, but acceptance still varies by provider. Treat the providers below as a starting point and confirm that your specific activity is accepted. Information shown as of 20 January 2026.
What Crypto and Web3 in Austria need from a business account
Crypto and Web3 companies need a euro account for operating costs, payroll and supplier payments, and many also need clarity on whether their activity is accepted at all. Under MiCA, businesses that hold, exchange or transfer crypto assets for third parties require a CASP authorization from the FMA, with capital floors that depend on the service. A registration or authorization improves banking access, because the bank can rely on a supervised profile. Companies that only build software or provide services, without holding client crypto, face fewer barriers, but should still confirm acceptance in writing.
R
Revolut Business
Accepts many Web3 software and service companies, but trading or custody of client crypto assets may be declined. Confirm your activity is accepted.
These providers accept Crypto and Web3 in Austria. Fees and eligibility shown as of 20 January 2026. Confirm current terms with the provider before applying.
Questions about banking for Crypto and Web3 in Austria
Can a crypto company open a business account in Austria?
Sometimes, and it depends on the activity. Web3 software and service companies that do not hold client crypto are accepted more often than firms that custody or trade crypto assets. A CASP authorization from the FMA improves access for regulated activities. Acceptance varies by provider, so verify with the provider before applying. This is general information, not advice.
Do I need an FMA licence to run a crypto business in Austria?
Under MiCA, firms that hold, exchange or transfer crypto assets for clients need a CASP authorization from the FMA, with capital requirements that depend on the service. Providers that were registered under the earlier regime could operate during a transition that runs until 30 June 2026. Confirm your licensing position with a qualified adviser and the FMA.
Why do banks restrict crypto businesses?
Crypto asset activity carries higher money laundering and compliance risk, so many banks and online providers limit or decline it, especially custody and trading. A regulated profile and clear source of funds information make acceptance more likely. Each provider sets its own policy, so confirm whether your model is accepted before applying.
Which providers accept Web3 companies in Austria?
Some providers accept Web3 software and service companies that do not hold client crypto, while restricting trading and custody. Because policies differ and change, the only reliable answer is to ask each provider whether your specific activity is accepted and to keep the confirmation. Verify current terms with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 January 2026. Confirm current terms with the provider before applying.