A non resident company generally cannot open a business account in Argentina directly. The usual route is a registered Argentine entity with a CUIT, a local legal representative with power to manage the account, and apostilled and translated company documents. Most banks ask for an in person visit by the representative. A cross border account such as Wise is a separate option that does not need local residence.
- Direct opening by a non resident company
- Generally not available. A local entity and representative are normally required.
- Usual route
- Register an Argentine entity, obtain a CUIT, appoint a local representative, then apply.
- Documents
- Apostilled and translated bylaws, registration, and identity documents for signatories.
- Cross border option
- An account such as Wise can hold many currencies without local residence, but is not a local Argentine account.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Can a non resident open a business account in Argentina
Under current rules a non resident company generally cannot open a local business account directly. As of 27 January 2026, the practical route is to establish a presence in Argentina and act through it. That usually means a registered Argentine entity with a CUIT, the unique tax identification code from the tax authority ARCA, and a local legal representative authorised to manage the account.
The usual local entity route
The common path is to register an Argentine entity, obtain its CUIT, and appoint a representative domiciled in Argentina with power to operate the account. Banks typically ask for apostilled and translated company documents, including the bylaws, the registration with the Public Registry, and the certificate of appointment of authorities, plus identity documents for the signatories. As of 27 January 2026, most banks require at least one in person visit by the representative, and the process often takes around two weeks. Confirm the exact requirements with the provider.
A cross border alternative
A business that mainly needs to receive and send foreign currency, rather than operate locally, can consider a cross border account such as Wise. As of 27 January 2026, this can hold and exchange many currencies and send payments to Argentina without local residence, but it does not provide a local Argentine account or account number. Confirm what it supports for your flows, and treat it as a complement to a local account rather than a replacement.
Questions about non resident accounts in Argentina
Can a non resident company open a business account in Argentina?
What documents does a foreign company need?
Is an in person visit required?
Is there an option that does not need local residence?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 27 January 2026. Confirm current terms with the provider before applying.