Argentina · Free business accounts

Free business accounts in Argentina

Snapshot

Several Argentine digital providers offer a business account with no maintenance fee, while traditional banks usually charge a monthly package fee. No maintenance fee does not mean no cost, because transaction charges, card service fees, and taxes such as the debit and credit tax can still apply. Compare the full fee picture, not just the headline.

Free account available
Yes, several digital providers offer a business account with no maintenance fee as of 19 January 2026.
Costs that remain
Transaction fees, card service fees, and the debit and credit tax can still apply.
Who can open
A registered Argentine entity with a CUIT is normally required. Verify with the provider.
Most providers
Digital providers and traditional banks
Fees and features as of 19 January 2026Last reviewed 19 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

In Argentina a business account with no maintenance fee is common at digital providers such as Mercado Pago, Uala, and Brubank, while traditional banks bundle services into a paid monthly package. As of 19 January 2026, no maintenance fee still leaves transaction fees, card service fees, and taxes such as the debit and credit tax, and high inflation means peso fees can change quickly. Confirm the current rate card with the provider.

What a free business account means in Argentina

A free business account in Argentina usually means an account with no monthly maintenance or package fee. It does not mean every service is free. Digital providers tend to offer the no maintenance fee account, while traditional banks more often charge a monthly package that bundles services together. The trade off is usually breadth of service. A digital account can be cheaper to hold, while a traditional bank can offer branch access and a wider product range for a fee.

Costs that can remain on a free account

Even with no maintenance fee, a business can still pay per transaction charges on certain transfers, fees on cash deposits or withdrawals above a limit, and card service fees. Argentina also applies a debit and credit tax on movements through company accounts, which is set by tax rules rather than the provider. As of 19 January 2026, high inflation means peso fees and thresholds can change between reviews, so a low headline price is only part of the picture.

How to compare free accounts

  1. List how you actually transact, including transfers, cash use, card spend, and any foreign currency needs.
  2. Compare the no maintenance fee account against the transaction fees, card fees, and applicable taxes, not just the monthly price.
  3. Confirm the current rate card and any account limits with the provider before you apply, since fees change.
We do not list a business account that is confirmed available to business customers in Argentina through an affiliate as of 19 January 2026. Argentine digital providers such as Mercado Pago, Uala, and Brubank, and traditional banks such as Banco Galicia, serve business customers locally, and a registered Argentine entity with a CUIT is normally required to open one. Cross border accounts such as Wise can hold and send many currencies but do not provide a local Argentine account or CBU. Compare the local options directly, see the related guides below for markets where listed providers are available, and verify any option with the provider before applying.

Questions about free business accounts in Argentina

Are there free business accounts in Argentina?
Yes. As of 19 January 2026 several digital providers such as Mercado Pago, Uala, and Brubank offer a business account with no maintenance fee, while traditional banks often charge a monthly package fee. Other costs such as transaction fees and taxes can still apply, so compare the full terms and confirm with the provider.
Does no maintenance fee mean no cost at all?
No. A no maintenance fee account in Argentina can still carry per transaction fees, card service fees, and the debit and credit tax on company account movements. As of 19 January 2026, confirm the full fee picture with the provider before relying on a free headline.
Can a non resident open a free business account in Argentina?
Generally not directly. A registered Argentine entity with a CUIT and a local legal representative is normally required, whether the account has a maintenance fee or not. Verify your case with the provider, as of 19 January 2026.
Why do peso fees change so often?
Argentina has had high inflation, so peso denominated fees and thresholds can be updated frequently. A figure can move between reviews, so as of 19 January 2026 confirm the current rate card with the provider rather than relying on an older number.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 January 2026. Confirm current terms with the provider before applying.

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